Medihelp
Medihelp MedAdd 2026
Hospital + savingsSavings account — open hospital, popular family pick
MedAdd is a hospital + savings plan from Medihelp. In 2026 it costs R4 038 a month for the main member, R3 402 for an adult dependant and R1 368 for a child.
Best for: Families wanting a 15% savings account with the flexibility of any private hospital and provider.
From Medihelp's official 2026 brochure
What MedAdd covers
- Hospitals you can use
- Open — any private hospital
- In hospital
- No overall annual limit. Any private hospital, plus day procedure facilities for certain day procedures.
- Day-to-day
- 15% of contribution to a savings account: R7 272/year main member, R6 120 dependant, R2 448 child. Full year's allocation available as a credit facility from January; unused funds roll over. Once depleted: R2 100/year member, R4 200/year family for GP, specialist, medicine, radiology and pathology.
- Chronic medication
- 271 PMB conditions and 26 CDL conditions covered in full, unlimited.
- Maternity
- 10 antenatal/postnatal consultations + 2 dietician/lactation consultations + 2 2D ultrasound scans + 9 months iron and folic acid supplements + newborn hearing screening.
- Dental
- Conservative dental benefits for children under 18 (DRC network); removal of impacted wisdom teeth for all ages.
- Optical
- Opticlear network, per person per 24-month cycle: eye test + R330 frame/lens enhancement, or R745 contact lenses.
- Mental health
- R31 800 per beneficiary (max R43 800 per family) per year for hospitalisation and professional psychiatric services. R3 150 per beneficiary per year for out-of-hospital depression treatment. R100 per beneficiary per month for medicine.
- PMBs (prescribed minimum benefits)
- Full PMB cover (271 conditions) plus 26 CDL, unlimited.
- Emergencies
- Netcare 911 emergency transport, unlimited in-country; R2 600 road / R17 700 air outside.
- Gap cover
- Recommended for specialist shortfalls once savings are depleted.
Summarised from Medihelp's official 2026 brochure. Always confirm the details with the scheme or an accredited broker before you join.
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Is MedAdd right for you?
Tell us your budget and the cover you need. With your consent, a Verified Partner (an accredited, independent broker) contacts you directly to talk it through. It's free, with no obligation.