Bestmed
Bestmed Beat 3 Network 2026
Hospital + savingsNetwork + chronic cover
Beat 3 Network is a hospital + savings plan from Bestmed. In 2026 it costs R4 062 a month for the main member, R2 898 for an adult dependant and R1 434 for a child.
Best for: Families wanting network hospital savings, some chronic cover (5 conditions), and enhanced maternity benefits.
From Bestmed's official 2026 brochure
What Beat 3 Network covers
- Hospitals you can use
- Beat Network (restricted)
- In hospital
- 100% Scheme tariff — Bestmed Beat network hospitals only. R15 025 co-payment for non-network.
- Day-to-day
- Medical savings account: 15% of premium (R609/month). Some out-of-hospital benefits also from Scheme risk.
- Chronic medication
- CDL & PMB: 100% Scheme tariff. Non-CDL: 5 conditions, 80% Scheme tariff, up to R4 358 (member)/R8 865 (family). 30% co-payment for non-formulary.
- Maternity
- 9 antenatal consultations + 1 postnatal + 2 ultrasound scans + supplements up to R145/month for 9 months.
- Dental
- In-hospital: up to R10 217 per family. Out-of-hospital: basic from preventative benefit or savings, specialised from savings.
- Optical
- From medical savings account.
- Mental health
- 21 days inpatient or 15 outpatient sessions per year. Pre-auth required.
- PMBs (prescribed minimum benefits)
- Full PMB cover.
- Emergencies
- Covered at any hospital (PMB). Non-network co-payment applies.
- Gap cover
- Recommended — specialist shortfalls possible.
Summarised from Bestmed's official 2026 brochure. Always confirm the details with the scheme or an accredited broker before you join.
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Is Beat 3 Network right for you?
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