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Independent · No commission · 2026 data

Your medical aid brochure
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This one wasn't.

PlainAid is a free comparison tool for South Africa's top 6 medical aid schemes — Discovery, Momentum, Bonitas, Bestmed, Medihelp and KeyHealth. We lay out the real 2026 premiums and benefits side by side, so you're comparing numbers, not marketing.

Find my plan in 90 seconds → Browse all 95 plans myself

No broker commission, no sign-up — just the actual 2026 numbers, straight from each scheme's own benefit guide.

Quick comparison
Discovery Health
Classic Delta Saver
R3,875/mo
R172/mo
apart
Bonitas
BonSave
R4,047/mo
Hospital network Delta Network only Bonitas network (restricted)
Maternity cover Full antenatal programme No dedicated benefit
Dental cover From MSA + hospital dental Full day-to-day dental
See all 95 plans →
2026 official premiums · real scheme documents, not broker summaries
95
Plans compared
6
Major schemes
2026
Benefit year data
Free
No sign-up needed
How it works

Medical aid, made simple

No jargon, no commission, no pressure — just the plans, laid out straight.

Compare

Plans, side by side

Filter by scheme, cover type and budget. Add up to 3 plans and see them head-to-head across hospital, chronic, dental and optical benefits.

Discovery
Classic Delta Saver R3,875/mo
vs
Bonitas
BonSave R4,047/mo
R172/month apart — here's what that buys you ↓
Real 2026 data

Same price bracket.
Genuinely different cover.

Discovery Health
Classic Delta Saver
R3,875/month
vs
Bonitas
BonSave
R4,047/month
Hospital network
Delta Hospital Network only — a restricted list
Bonitas hospital network — restricted, with penalties outside it
Chronic cover
Full CDL cover on formulary; non-formulary paid to Generic Reference Price
27 PMB/CDL conditions on formulary; 30% co-payment if you go off-formulary by choice
Dental cover
Basic dental from savings; hospital dental needs an R8,950 upfront payment (13+)
Full day-to-day dental from savings — check-ups, fillings, crowns, even orthodontics for kids
Optical cover
From savings; 20% off frames at a network optometrist
One eye test a year, lenses and frames from savings, higher payout on multifocals
Maternity cover
Fully covered — 8 antenatal consults, scans, postnatal and breastfeeding support
No dedicated maternity benefit line — falls under standard in-hospital/PMB cover only

Different scheme, similar price, genuinely different cover. That's the whole point of comparing properly.

Compare these two plans in full → or pick your own schemes
Translate

Every term, explained

In plain South African English, not scheme jargon:

PMBConditions every scheme must cover by law, no matter your plan.
MSAYour own day-to-day spending pot, topped up once a year.
Co-paymentWhat you pay yourself for going outside your network.
See every term →
Find your hospital

Your network, mapped

Pick your scheme, then a specific plan, and see exactly which hospitals are in your network — colour-coded on the map.

Real hospitals, real coordinates — not a stock map.
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01

We don't take a cent from any scheme.

No referral fees, no commission, from any of the 6 schemes we compare. That's the whole model — comparison, not commission.

02

Every number here comes from the scheme's own 2026 documents.

Not a broker's summary, not marketing copy — the actual benefit guides and rate tables, scheme by scheme.

03

700+ hospitals mapped by real network data.

Across all 9 provinces, for Discovery, Momentum, Bonitas, Bestmed, Medihelp and KeyHealth — not a guess, the actual list.

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