Discovery Health
Discovery Health Coastal Saver 2026
Hospital + savingsBest for coastal residents
Coastal Saver is a hospital + savings plan from Discovery Health. In 2026 it costs R4 098 a month for the main member, R3 082 for an adult dependant and R1 648 for a child.
Best for: Coastal province residents wanting MSA + lower premium than Classic Saver
From Discovery Health's official 2026 brochure
What Coastal Saver covers
- Hospitals you can use
- Coastal Hospital Network (WC, EC, NC, KZN)
- In hospital
- Unlimited — approved hospitals in 4 coastal provinces only
- Day-to-day
- Medical Savings Account 15% of contribution (R7,233/yr main member) + PHF up to R6,000
- Chronic medication
- Full CDL in full on formulary; non-formulary covered to Generic Reference Price
- Maternity
- Fully covered — 8 antenatal consults, scans, postnatal care
- Dental
- Basic dental from MSA
- Optical
- From MSA; 20% discount at network optometrist
- Mental health
- 21 days inpatient or 15 outpatient consults per year
- PMBs (prescribed minimum benefits)
- Full PMB cover (legally required)
- Emergencies
- Covered at any hospital (PMB)
- Gap cover
- Yes — specialist shortfalls likely
Summarised from Discovery Health's official 2026 brochure. Always confirm the details with the scheme or an accredited broker before you join.
Similar plans to compare
Other hospital + savings plans close to R4 098 a month.
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Compare Coastal Saver with Beat 3 Network and BonSave side by side
Is Coastal Saver right for you?
Tell us your budget and the cover you need. With your consent, a Verified Partner (an accredited, independent broker) contacts you directly to talk it through. It's free, with no obligation.