Bonitas BonSave 2026

What BonSave covers

Hospitals you can use

Bonitas hospital network (restricted)

In hospital

Network hospital for long-stay, day-network hospital for day procedures, 100% scheme rate; 30% penalty for non-network long-stay hospital, R5,440 penalty for non-network day hospital; procedure co-payments from R1,860 (radiology) up to R9,500 (select laparoscopic/urology procedures) unless PMB via a designated service provider.

Day-to-day

R12,144/year main member MSA (R9,180 adult, R3,636 child), plus a Benefit Booster of up to R5,000/family after a wellness screening

Chronic medication

27 PMB/CDL conditions on formulary, plus depression covered at R165/person/month; 30% co-payment for non-formulary medicine used voluntarily.

Maternity

No dedicated maternity/childbirth benefit line in the official 2026 brochure (unlike BonCore, BonCap and Hospital Standard, which do have one) — covered under the standard PMB/in-hospital benefit only.

Dental

Full day-to-day dental benefit from savings — 2 check-ups/year, intra-oral X-rays, fillings (per tooth every 2 years), 2 scale-and-polish/year, dentures (1 set every 4 years), crowns/bridges, orthodontics (ages 9-18) and periodontics, all funded from the Medical Savings Account.

Optical

1 eye test/year at a network provider (R420 at non-network); clear lenses from savings (R220/lens single vision, R480/lens bifocal, up to R900 multifocal); frames and contact lenses also funded from savings.

Mental health

In and out-of-hospital consultations included in the mental health hospitalisation benefit; hospitalisation limited to R41,190 per family; avoid a 30% co-payment by using a network hospital.

PMBs (prescribed minimum benefits)

Full PMB cover (legally required)

Emergencies

2 emergency room visits per family for children under 6, paid by Bonitas.

Gap cover

Yes — same co-payment/penalty structure as BonFit, plus an MRI/CT co-payment

Summarised from Bonitas's official 2026 brochure. Always confirm the details with the scheme or an accredited broker before you join.

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