Discovery Health
Discovery Health Classic Smart 2026
ComprehensiveMost comprehensive Smart
Classic Smart is a comprehensive plan from Discovery Health. In 2026 it costs R3 018 a month for the main member, R2 381 for an adult dependant and R1 205 for a child.
Best for: Professionals wanting premium cover with open hospital access
From Discovery Health's official 2026 brochure
What Classic Smart covers
- Hospitals you can use
- Smart Hospital Network
- In hospital
- Unlimited private ward — Smart Hospital Network
- Day-to-day
- Personal Health Fund (PHF) — up to R22,000/year by completing health actions
- Chronic medication
- Full CDL — all 27 conditions covered via network pharmacy
- Maternity
- Fully covered — 8 antenatal consults, scans, postnatal care
- Dental
- Basic check-up from PHF; hospital dental (R8,950 upfront for 13+ yrs)
- Optical
- Eye test once per year (R75 upfront)
- Mental health
- 21 days inpatient or 15 outpatient consults per year
- PMBs (prescribed minimum benefits)
- Full PMB cover (legally required)
- Emergencies
- Covered at any hospital (PMB)
- Gap cover
- Optional — good to have
Summarised from Discovery Health's official 2026 brochure. Always confirm the details with the scheme or an accredited broker before you join.
Similar plans to compare
Other comprehensive plans close to R3 018 a month.
BonitasStandardR5 929per month, main memberView plan BestmedPace 1R5 934per month, main memberView plan BonitasBonCompleteR6 614per month, main memberView plan
Compare Classic Smart with Standard and Pace 1 side by side
Is Classic Smart right for you?
Tell us your budget and the cover you need. With your consent, a Verified Partner (an accredited, independent broker) contacts you directly to talk it through. It's free, with no obligation.