Medihelp
Medihelp MedReach 2026
Network plansInsured day-to-day pool — no savings needed
MedReach is a network plans plan from Medihelp. In 2026 it costs R3 360 a month for the main member, R2 634 for an adult dependant and R1 092 for a child.
Best for: Professionals wanting network-based comprehensive day-to-day cover without managing a savings account.
From Medihelp's official 2026 brochure
What MedReach covers
- Hospitals you can use
- MedReach hospital network (restricted, wider tier) plus a GP network
- In hospital
- No overall annual limit. Network hospitals only; day procedure network applies to certain day procedures.
- Day-to-day
- No savings account. Insured day-to-day pool instead: R6 700/year member, R9 950 (+1), R12 100 (+2), R13 300 (+3), covering GP/specialist visits, medicine, standard radiology and pathology, with category sub-limits (e.g. self-medication R525 member/R2 100 family; network GP consultations and clinical psychology; medical specialists R1 575/family; physio/OT R2 600 member/R4 095 family).
- Chronic medication
- 271 PMB conditions and 26 CDL conditions covered in full, unlimited.
- Maternity
- 10 antenatal/postnatal consultations + 2 dietician/lactation consultations + 2 2D ultrasound scans + 9 months iron and folic acid supplements + newborn hearing screening.
- Dental
- Routine check-ups, fillings, X-rays, oral hygiene, and removal of impacted wisdom teeth (DRC network).
- Optical
- Opticlear network, per person per 24-month cycle: eye test + R655 frame/lens enhancement, or R865 contact lenses.
- Mental health
- R25 200 per beneficiary (max R38 200 per family) per year for hospitalisation and professional psychiatric services. R3 150 per beneficiary per year for out-of-hospital depression treatment. R100 per beneficiary per month for medicine.
- PMBs (prescribed minimum benefits)
- Full PMB cover (271 conditions) plus 26 CDL, unlimited.
- Emergencies
- Netcare 911 emergency transport, unlimited in-country; R2 600 road / R17 700 air outside.
- Gap cover
- Recommended once the day-to-day pool sub-limits are exhausted, for specialists in particular.
Summarised from Medihelp's official 2026 brochure. Always confirm the details with the scheme or an accredited broker before you join.
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Is MedReach right for you?
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