Momentum
Momentum Ingwe — Any Hospital 2026
Hospital onlyWidest hospital choice on Ingwe
Ingwe — Any Hospital is a hospital only plan from Momentum. In 2026 it costs R1 852 a month for the main member, R1 852 for an adult dependant and R735 for a child.
Best for: Lower-income earners wanting affordable entry-level cover. Contribution is income-banded (R645–R4,546/month depending on income and network choice).
From Momentum's official 2026 brochure
What Ingwe — Any Hospital covers
- Hospitals you can use
- Any private hospital (chronic/day-to-day via Ingwe Active Network)
- In hospital
- Hospitalisation at any private hospital in South Africa; no overall annual limit; 30% co-payment on hospital account if network not used (Connect/Ingwe Network variants only); specialists covered at 100% of Momentum Medical Scheme Rate. Contribution is income-banded (R645–R4,546/month depending on income) — premium shown is the typical working-income band.
- Day-to-day
- None (optional HealthSaver+ addon available)
- Chronic medication
- 26 CDL conditions, no annual limit. Fixed formulary via Ingwe Active Network, chronic medication via Medipost courier.
- Maternity
- No overall annual limit on confinement/neonatal ICU (emergency C-sections only). Day-to-day maternity programme available (health assessments, baby immunisations, maternity programme via any provider).
- Dental
- 1 basic dental consultation/year (exams, fillings, x-rays per formulary); R125 co-payment. No specialised dentistry.
- Optical
- 1 eye test + 1 pair of standard lenses every 2 years per beneficiary (refraction > 0.5 required).
- Mental health
- Limited to Prescribed Minimum Benefits (PMB) at State facilities, in- and out-of-hospital.
- PMBs (prescribed minimum benefits)
- Full PMB cover (legally required)
- Emergencies
- Netcare 911 emergency medical transport, no annual limit; no international emergency transport benefit on this option.
- Gap cover
- Yes — income-based contributions; specialist and day-to-day cover has real sub-limits
Summarised from Momentum's official 2026 brochure. Always confirm the details with the scheme or an accredited broker before you join.
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Is Ingwe — Any Hospital right for you?
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