Momentum
Momentum Ingwe — Ingwe Network 2026
Hospital onlyMost-used Ingwe private-hospital option
Ingwe — Ingwe Network is a hospital only plan from Momentum. In 2026 it costs R1 425 a month for the main member, R1 425 for an adult dependant and R652 for a child.
Best for: Lower-income earners wanting affordable entry-level cover. Contribution is income-banded (R645–R4,546/month depending on income and network choice).
From Momentum's official 2026 brochure
What Ingwe — Ingwe Network covers
- Hospitals you can use
- Ingwe Network (private hospital list)
- In hospital
- Hospitalisation at Ingwe Network of private hospitals; no overall annual limit; 30% co-payment on hospital account if network not used (Connect/Ingwe Network variants only); specialists covered at 100% of Momentum Medical Scheme Rate. Contribution is income-banded (R645–R4,546/month depending on income) — premium shown is the typical working-income band.
- Day-to-day
- None (optional HealthSaver+ addon available)
- Chronic medication
- 26 CDL conditions, no annual limit. Fixed formulary via Ingwe Primary Care Network, chronic medication via Medipost courier.
- Maternity
- No overall annual limit on confinement/neonatal ICU (emergency C-sections only). Day-to-day maternity programme available (health assessments, baby immunisations, maternity programme via any provider).
- Dental
- 1 basic dental consultation/year (exams, fillings, x-rays per formulary); R125 co-payment. No specialised dentistry.
- Optical
- 1 eye test + 1 pair of standard lenses every 2 years per beneficiary (refraction > 0.5 required).
- Mental health
- Limited to Prescribed Minimum Benefits (PMB) at State facilities, in- and out-of-hospital.
- PMBs (prescribed minimum benefits)
- Full PMB cover (legally required)
- Emergencies
- Netcare 911 emergency medical transport, no annual limit; no international emergency transport benefit on this option.
- Gap cover
- Yes — income-based contributions; specialist and day-to-day cover has real sub-limits
Summarised from Momentum's official 2026 brochure. Always confirm the details with the scheme or an accredited broker before you join.
Similar plans to compare
Other hospital only plans close to R1 425 a month.
DiscoveryActive SmartR1 350per month, main memberView plan BonitasBonCoreR1 275per month, main memberView plan BonitasBonStartR1 603per month, main memberView plan
Compare Ingwe — Ingwe Network with Active Smart and BonCore side by side
Is Ingwe — Ingwe Network right for you?
Tell us your budget and the cover you need. With your consent, a Verified Partner (an accredited, independent broker) contacts you directly to talk it through. It's free, with no obligation.