Momentum
Momentum Extender (Associated Hospital, Associated Chronic) 2026
ComprehensiveBalanced Extender combination
Extender (Associated Hospital, Associated Chronic) is a comprehensive plan from Momentum. In 2026 it costs R9 081 a month for the main member, R7 309 for an adult dependant and R2 612 for a child.
Best for: Families wanting comprehensive cover with savings, extended day-to-day cover, and extra chronic conditions
From Momentum's official 2026 brochure
What Extender (Associated Hospital, Associated Chronic) covers
- Hospitals you can use
- Associated Hospital List
- In hospital
- Private hospital cover at Associated hospital list; R2,000 co-payment per authorisation applies (except MVA, maternity, emergencies); no overall annual limit.
- Day-to-day
- Personal Medical Savings Account — 25% of total contribution, plus Extended Cover (Above-Threshold Benefit) once day-to-day claims reach the annual Threshold (R36,900 principal member / R32,000 adult dependant / R10,600 per child, max 3 children charged).
- Chronic medication
- 62 conditions (26 CDL + 36 additional non-CDL, additional limited to R13,700/family/year). Chosen chronic provider: Associated — Associated = Core formulary (Associated GP + Medipost).
- Maternity
- No annual limit on confinement/neonatal ICU. Richer day-to-day maternity programme: 12 antenatal visits, doula benefit (2 visits), lactation consult + follow-up, 3 nurse home visits, 2 pregnancy scans + 3D/4D at 2D rate, 2 paediatrician visits in baby's first year.
- Dental
- Basic dentistry unlimited within the Threshold mechanism. Specialised dentistry R18,100/beneficiary, R46,900/family. In-hospital wisdom teeth/trauma/maxillo-facial co-payments similar to Incentive.
- Optical
- R5,500 per beneficiary overall optical limit (R3,000 frame sub-limit), from day-to-day/Threshold benefit.
- Mental health
- R50,600 per beneficiary in-hospital; R26,300/family day-to-day (within the Threshold mechanism).
- PMBs (prescribed minimum benefits)
- Full PMB cover (legally required)
- Emergencies
- Netcare 911 emergency medical transport (SA), no annual limit; international emergency medical transport also covered on a per-beneficiary/90-day journey basis.
- Gap cover
- Optional — specialists covered to 200% MSR
Summarised from Momentum's official 2026 brochure. Always confirm the details with the scheme or an accredited broker before you join.
Similar plans to compare
Other comprehensive plans close to R9 081 a month.
BestmedPace 2R8 766per month, main memberView plan DiscoveryClassic Smart ComprehensiveR8 576per month, main memberView plan BonitasBonClassicR8 238per month, main memberView plan
Compare Extender (Associated Hospital, Associated Chronic) with Pace 2 and Classic Smart Comprehensive side by side
Is Extender (Associated Hospital, Associated Chronic) right for you?
Tell us your budget and the cover you need. With your consent, a Verified Partner (an accredited, independent broker) contacts you directly to talk it through. It's free, with no obligation.