Momentum

Momentum Custom (Associated Hospital, Any Chronic) 2026

Hospital onlyMost flexible Custom combination

Custom (Associated Hospital, Any Chronic) is a hospital only plan from Momentum. In 2026 it costs R3 749 a month for the main member, R2 958 for an adult dependant and R1 322 for a child.

Best for: Mid-range members wanting open or network hospital access with flexible chronic-provider choice

From Momentum's official 2026 brochure

What Custom (Associated Hospital, Any Chronic) covers

Hospitals you can use
Associated Hospital List
In hospital
Private hospital cover at Associated hospital list; R2,000 co-payment per authorisation applies (except MVA, maternity, emergencies); no overall annual limit.
Day-to-day
None built-in (optional HealthSaver+ addon available)
Chronic medication
26 CDL conditions only, no annual limit. Chosen chronic provider: Any — Any = Basic formulary (any GP/pharmacy).
Maternity
No annual limit on confinement/neonatal ICU. Day-to-day maternity programme: 7 antenatal visits, 1 lactation consult, 1 nurse home visit, 2 pregnancy scans.
Dental
Day-to-day dentistry subject to HealthSaver+ if available (no built-in day-to-day benefit). In-hospital: wisdom-teeth extraction (R3,600 day-hospital/R6,800 other co-payment), maxillo-facial for under-7s (R2,000 co-payment), trauma dentistry covered at 100% MSR.
Optical
Subject to HealthSaver+ if available (no built-in optical benefit).
Mental health
R47,300 per beneficiary for in-hospital mental health (combined psychiatry/psychology/rehab); day-to-day subject to HealthSaver+ if available.
PMBs (prescribed minimum benefits)
Full PMB cover (legally required)
Emergencies
Netcare 911 emergency medical transport (SA), no annual limit; international emergency medical transport also covered on a per-beneficiary/90-day journey basis.
Gap cover
Yes — R2,000 co-payment per authorisation applies

Summarised from Momentum's official 2026 brochure. Always confirm the details with the scheme or an accredited broker before you join.

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