KeyHealth
KeyHealth Origin 2026
Hospital onlyEntry-level with a day-to-day Fund
Origin is a hospital only plan from KeyHealth. In 2026 it costs R2 633 a month for the main member, R1 876 for an adult dependant and R859 for a child.
Best for: Budget members who still want a modest day-to-day Fund for GP/specialist visits alongside unlimited hospital cover.
From KeyHealth's official 2026 brochure
What Origin covers
- Hospitals you can use
- KeyHealth DSP network — Netcare and Life Healthcare hospitals nationally, plus selected Mediclinic hospitals in Western Cape, Bloemfontein and Polokwane. Same shared network across all 6 KeyHealth plans, confirmed directly from the official 2026 brochures.
- In hospital
- Unlimited private hospital cover at 100% of agreed tariff via DSP hospital (30% co-payment at non-DSP hospital); state hospitals unlimited. Varicose vein surgery, facet joint injections, rhizotomy, reflux surgery, back/neck surgery (incl. spinal fusion) and joint replacement covered at PMB level of care only. Oncology capped at R205,000/family/year. MRI/CT capped at R21,700/family (combined in/out-of-hospital). Medication on discharge R695/admission.
- Day-to-day
- None — no MSA. A day-to-day Fund covers GP/specialist consultations, radiology, medicine and optical/auxiliary services: R3,425 (main member), R1,990 (adult dependant), R1,050 (child dependant) per year — a family benefit, so one member can use the full allocation.
- Chronic medication
- Category A (CDL) conditions unlimited, subject to reference pricing/protocols and compulsory Chronic Disease Risk Programme registration. Category B (non-PMB conditions): no benefit.
- Maternity
- 12 antenatal visits (GP/gynae/midwife) + dipstick urine test, subject to Health Booster benefits; 2 pregnancy ultrasounds; short-payments/birthing fees R1,570/pregnancy; antenatal vitamins R2,650/pregnancy; antenatal classes R2,650 (first pregnancy); RSV vaccine once per pregnancy; private ward for 3 days for natural birth. Smart Baby Programme support included.
- Dental
- Conservative dentistry via the DENIS network from the day-to-day Fund: 1 check-up/year, 4 intraoral X-rays/year, 1 extra-oral X-ray/3 years, 1 scale-and-polish/year, fillings (1/tooth/2 years). No plastic dentures benefit. In-hospital dental (removal of impacted teeth) via DENIS pre-authorisation, R2,060 co-payment per admission.
- Optical
- Eye test/consultation R600 every 2 years (separate from day-to-day Fund); combined materials benefit R1,550 every 2 years for one pair of spectacles (single vision/bifocal/base multifocal + frames) or contact lenses via Iso Leso Optics network. No refractive surgery benefit. OTC reading glasses R145/year.
- Mental health
- Psychiatric hospitalisation limited to R24,900/family (in-hospital benefit only); out-of-hospital psychiatric treatment at PMB level of care only.
- PMBs (prescribed minimum benefits)
- Full PMB cover (legally required)
- Emergencies
- Covered at any hospital (PMB); ambulance services unlimited via Netcare 911 (082 911), subject to protocols.
- Gap cover
- Yes — modest day-to-day Fund (no MSA) and several surgical procedures covered at PMB level of care only.
Summarised from KeyHealth's official 2026 brochure. Always confirm the details with the scheme or an accredited broker before you join.
Similar plans to compare
Other hospital only plans close to R2 633 a month.
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Is Origin right for you?
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