Discovery Health
Discovery Health Classic Saver 2026
Hospital + savingsOpen network + MSA rollover
Classic Saver is a hospital + savings plan from Discovery Health. In 2026 it costs R4 850 a month for the main member, R3 825 for an adult dependant and R1 943 for a child.
Best for: Higher earners wanting open hospital access + savings account that rolls over
From Discovery Health's official 2026 brochure
What Classic Saver covers
- Hospitals you can use
- Open — any Discovery-approved private hospital
- In hospital
- Unlimited — any approved private hospital (open network)
- Day-to-day
- Medical Savings Account 20% of contribution (R11,448/yr main member) + PHF up to R10,000
- Chronic medication
- Full CDL in full on formulary; non-formulary covered to Generic Reference Price
- Maternity
- Fully covered — 8 antenatal consults, scans, postnatal, breastfeeding support
- Dental
- Basic dental from MSA; hospital dental (R8,950 upfront 13+ yrs); Trauma Benefit R70,800/yr
- Optical
- From MSA; 20% discount on frames at network optometrist
- Mental health
- 21 days inpatient or 15 outpatient consults per year
- PMBs (prescribed minimum benefits)
- Full PMB cover (legally required)
- Emergencies
- Covered at any hospital (PMB)
- Gap cover
- Optional — good to have
Summarised from Discovery Health's official 2026 brochure. Always confirm the details with the scheme or an accredited broker before you join.
Similar plans to compare
Other hospital + savings plans close to R4 850 a month.
MomentumIncentive (Associated Hospital, Associated Chronic)R4 731per month, main memberView plan BestmedBeat 3 PlusR5 042per month, main memberView plan MomentumIncentive (Any Hospital, Associated Chronic)R5 149per month, main memberView plan
Compare Classic Saver with Incentive (Associated Hospital, Associated Chronic) and Beat 3 Plus side by side
Is Classic Saver right for you?
Tell us your budget and the cover you need. With your consent, a Verified Partner (an accredited, independent broker) contacts you directly to talk it through. It's free, with no obligation.