Bestmed
Bestmed Pace 4 2026
Pace 4 is a comprehensive plan from Bestmed. In 2026 it costs R12 572 a month for the main member, R12 572 for an adult dependant and R2 945 for a child.
Best for: High-income families needing maximum cover: 29 chronic conditions, biological medicine R622 628/year, cochlear implants R350 000, and the highest day-to-day limits on the scheme.
From Bestmed's official 2026 brochure
What Pace 4 covers
- Hospitals you can use
- Open — any private hospital
- In hospital
- 100% Scheme tariff — any private hospital. All in-hospital, out-of-hospital and preventative care from Scheme risk.
- Day-to-day
- Medical savings account: 3% of premium (R377/month). Day-to-day limit: R45 375 (member)/R73 172 (family) — highest on Bestmed.
- Chronic medication
- CDL & PMB: 100% Scheme tariff. 10% co-payment for non-formulary. Non-CDL: 29 conditions, 100% Scheme tariff, up to R25 165 (member)/R50 558 (family).
- Maternity
- 9 antenatal + 1 postnatal consultation + 2 ultrasound scans + maternity supplements R145/month for 9 months.
- Dental
- In-hospital: up to R25 542 per family. Out-of-hospital: up to R15 759 (member)/R26 598 (family). Orthodontic up to 18 yrs at R13 357 per event.
- Optical
- Network: frame R1 325 + standard lenses + lens enhancement R750 OR contact lenses R2 700. Non-network: frame R994 + lenses + lens enhancement R750. Every 24 months.
- Mental health
- 21 days inpatient or 15 outpatient sessions per year. Pre-auth required.
- PMBs (prescribed minimum benefits)
- Full PMB cover.
- Emergencies
- Covered at any hospital (PMB).
- Gap cover
- Not required — virtually no gaps.
Summarised from Bestmed's official 2026 brochure. Always confirm the details with the scheme or an accredited broker before you join.
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Is Pace 4 right for you?
Tell us your budget and the cover you need. With your consent, a Verified Partner (an accredited, independent broker) contacts you directly to talk it through. It's free, with no obligation.