Bestmed
Bestmed Pace 3 2026
Pace 3 is a comprehensive plan from Bestmed. In 2026 it costs R10 064 a month for the main member, R8 101 for an adult dependant and R1 731 for a child.
Best for: Families wanting top-tier chronic cover (20 conditions), biological medicine up to R420 695/year, enhanced oncology (Core & Enhanced ICON protocols), and glucose monitoring.
From Bestmed's official 2026 brochure
What Pace 3 covers
- Hospitals you can use
- Open — any private hospital
- In hospital
- 100% Scheme tariff — any private hospital. Full in- and out-of-hospital Scheme risk cover.
- Day-to-day
- Medical savings account: 14% of premium (R1 409/month). Day-to-day limit: R23 028 (member)/R47 590 (family) once savings depleted.
- Chronic medication
- CDL & PMB: 100% Scheme tariff. 15% co-payment for non-formulary. Non-CDL: 20 conditions, 90% Scheme tariff, up to R17 654 (member)/R35 310 (family).
- Maternity
- 9 antenatal + 1 postnatal consultation + 2 ultrasound scans + maternity supplements R145/month for 9 months.
- Dental
- In-hospital: up to R21 335 per family. Out-of-hospital: savings first then day-to-day limit. Orthodontic (18 yrs and under) up to R9 442 (member)/R17 603 (family).
- Optical
- Network: frame R1 325 + standard lenses + lens enhancement R750 OR contact lenses R2 280. Non-network: frame R994 + lenses + lens enhancement R750. Every 24 months.
- Mental health
- 21 days inpatient or 15 outpatient sessions per year. Pre-auth required.
- PMBs (prescribed minimum benefits)
- Full PMB cover.
- Emergencies
- Covered at any hospital (PMB).
- Gap cover
- Optional.
Summarised from Bestmed's official 2026 brochure. Always confirm the details with the scheme or an accredited broker before you join.
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Is Pace 3 right for you?
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